💫 Secure Her Future Today!
Sukanya Samriddhi Yojana (SSY) offers guaranteed returns, tax benefits, and long-term financial security for your girl child.
Start with just ₹250/year and enjoy 8.2% interest.
Invest now for a brighter tomorrow! ✨👧💖
✨ Her Dreams. Your Support. A Secure Future.
#SukanyaSamriddhiYojana #BetiBachaoBetiPadhao #PostOfficeSavings #indiapost
1 Comments
The long lock-in period and the absence of a joint-holder option make the SSY scheme less attractive for some investors. Moreover, since interest rates are reviewed quarterly, they may decrease in the future. This means that despite offering high returns today, the combination of a long lock-in and a floating interest rate can reduce real returns over time due to inflation.
ReplyDeleteThe Department should consider revisiting the scheme provisions. Interest rates should be stabilized to ensure predictable returns, and parents, grandparents, or other relatives should be allowed to formally sponsor the account to improve accessibility and inclusivity.